The Percy Program

It is a fight to level the playing field to be able to compete for jobs and careers on the basis of skills and make available apprentice training to all. In 1973 Al Percy launched a class action lawsuit to give workers like him a chance to better their lot in life. It would also ensure the availability of skilled workers to build the infrastructure of the future. Who is Al Percy? What is the lawsuit?

A short video follows below. there are also helpful and informative links on this website

1 year ago

Percy Program - Alternative Employment Practice EDNY 20-cv-06131

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Case 1:20-cv-06131-CLP Document 22-21 Filed 03/14/21 Page 56 of 64 PageID #: 2788 ‣ Profitability: Given the importance of a healthy bottom line, it’s critical to train a motivated and skilled workforce to meet your needs and to ensure a competitive advantage. Apprentices require good academic skills and, with your on-the-job training, it makes for a profitable and smart investment for you and your business. ‣ Training. Talent. Profit: That’s what apprenticeship is all about. Hiring apprentices makes good business sense. ‣ Inclusiveness. New York’s workforce and economy needs people from all races, genders and walks of life." Production of Business Percy established and operates programs for skilled trades. Journeyperson graduates are able to advance to supervision, management and ownership of enterprises that are qualified for bonding to successfully bid and complete construction and service contracts with owners such as the federal government, creating multiplying opportunities and potentially thousands of jobs. Percy is already providing a market for minority and disadvantaged businesses to obtain contractors’ surety bonding, and to provide technical support to assist startup and progress toward successful bonded contractor operations. Currently, federal and state programs do not provide realistic access for minority and disadvantaged businesses into the mainstream other than through set-aside goals or quotas. The goals have not historically provided real access. Underwriting Underwriting is centrally administered. Agents actively solicit and then forward completed applications for processing, issuance, and mailing of the policy to the insured. In the occupational benefits arena, on-site loss control surveys are conducted by loss prevention and safety specialists certified by the local regulatory authority(s). In appropriate situations, safety plans are developed and implemented with the assistance of the prospective insured as a cost containment mechanism. Reinsurance Beyond the basic capital structure needed for lines of insurance and type of risk, additional capital can be provided by reinsurance from a captive reinsurer. 54 | P age

Case 1:20-cv-06131-CLP Document 22-21 Filed 03/14/21 Page 57 of 64 PageID #: 2789 Claims Processing and Litigation Workers compensation claims are processed using standard claim adjustment processes and procedures. Third Party Administrators and in-house personnel are utilized as the circumstances and economics dictate. The IT system mentioned above tracks claims, case reserves and incurred but not reported reserves for incorporation into financial reports. Completion of bonded projects are re-let and financed to complete or the penalty on the bond is paid. Early intervention, advocacy, and professional case management address medical, economic, and physiological factors that influence the decision making process of injured workers. Subrogation recoveries are sought on all claims and collateral provided as security on surety bonds is liquidated. Recoveries are reported to the financials and reinsurers in the bordereau tracking premium, losses and reserves. Best Claim Practices are followed for all claim adjustment. Assistance and recommendation by reinsurers is sought as difficult claims develop. Actuarial assistance and input is utilized in setting reserves to enable positive development as reserves run-out. A Special Investigation Unit monitors systems, operations and claims activity and reports directly to senior management who in turn reports to the Board of Directors. Litigation is handled by specialized attorneys knowledgeable in the lines coverage being written. Inhouse counsel manages hiring of litigation counsel and coordinating with company personnel in support of recoveries sought and defenses asserted. 55 | P age

Tag-along Lawsuits against Putative Class Defendant Members: Decision Appealed, Response and Complaint